• Health Insurance- Coverage is available through Anthem Blue Cross and Blue Shield and includes medical, dental, vision and prescription benefits.  The employee will pay a portion of the premium as outlined below:

• Retirement- Administered by the Virginia Retirement System (VRS).  Employee contributions are funded entirely by the County.
  
• 457 Deferred Compensation Program- (Administered by ICMA Retirement Corporation and Nationwide Retirement Solutions- NRS)- Supplemental retirement program for full-time employees that allows employees to defer a portion of their salary on a pre-tax basis (federal and state tax free).  Both ICMA and NRS offer various investment options.
  
• Life Insurance- Administered by the Virginia Retirement System (VRS) with coverage provided by Minnesota Life.  Basic coverage includes benefits for natural death, which is twice the employee’s annual salary rounded to the next highest thousand dollars and then doubled, and coverage for accidental death, which is double the natural death benefit.  Employees pay a small portion of their salary toward the cost of the monthly premium for basic life insurance.  Optional life insurance with additional group life insurance coverage is also available to employees and their dependents.
  
• Leave Benefits
  Annual leave is accrued based on years of service as follows:

·        Less than 4 years of service:                  8 hours per month

·        4 to 15 years of service:                        12 hours per month

·        More than 15 years of service:              16 hours per month

Sick leave is accrued based on years of service as follows:

      ·        Less than 5 years of service:                   8 hours per month

      ·        More than 5 years of service:                12 hours per month

• Holiday Pay- Regular full-time employees receive 12 paid holidays per year.
  
• Employee Assistance Program (EAP)- Free, confidential counseling service available to employees and anyone in their household.
  
• Direct Deposit- All employees have direct deposit of their bi-weekly paychecks into one or more financial institution(s) of their choice.
  
• Credit Unions- Marine Federal Credit Union (MFCU) and Virginia Credit Union (VACU)- Employees and family members are eligible to join both credit unions.  Checking and savings accounts, various types of loans, and other products are available.
  
• Worker’s Compensation- Coverage at no cost to employees for injury or illness arising out of and in the course of employment.
  
• United States Savings Bonds- Bonds are available through payroll deductions.
  
• Flexible Benefits Program: Medical and Dependent Care Flexible Spending Accounts- Allows employees to contribute pretax dollars to reimbursement accounts from their paychecks for unreimbursed medical and dependent care expenses.
  
• Voluntary Insurance Programs: American Family Life and Accident Insurance Company (AFLAC) and Colonial Life and Accident Insurance Company- both offer various disability, hospital, cancer and other insurance products through payroll deduction.